News
Notice Of
Changes In Temporary NCUA Insurance Coverage for Transaction
Accounts
All
funds in a "noninterest-bearing transaction account" are
insured in full by the National Credit Union Administration
through December 31, 2012. This temporary unlimited coverage
is in addition to, and separate from, the coverage of at
least $250,000 available to members under the NCUA's general
share insurance rules.
The term "noninterest-bearing transaction account" includes
a traditional share draft account (or demand deposit
account) on which the insured credit union pays no interest
or dividend. It does not include any transaction account
that may earn interest or dividends, a negotiable order of
withdrawal ("NOW") account, money-market deposit account,
and Interest on Lawyers Trust Account ("lOLTA"), even if
share drafts may be drawn on the account. For more
information about temporary NCUA insurance coverage or
transaction accounts, visit www.ncua.gov.
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