AFS - Advanced Financial Services Federal Credit Union: Loans

Rates
Fees


	Pay Bills, Apply for Loans and more with our Online Banking System (will open in a new window)

Current Savings Rates

Account Type	Dividend Rate	Annual Percentage Yield
Savings	1.25%	1.26%
Holiday	1.25%	1.26%
Vacation	1.25%	1.26%

CD Certificates
$500 MINIMUM OPENING BALANCE; $500 MINIMUM BALANCE TO EARN DIVIDENDS. RATES AND YIELDS ARE SUBJECT TO CHANGE. PLEASE REFER TO THE CERTIFICATE ACCOUNT DISCLOSURE FOR EARLY WITHDRAWAL PENALTIES.

Certificate Term	Dividend Rate	Annual Percentage Yield
6-11 Months	3.05%	3.07%
12-23 Months	3.25%	3.28%
24-35 Months	3.45%	3.48%

3 years

3.75%

3.78%

IRA Account Rates

IRA Roth/Traditional CD

12 - 60 months

2.50%

2.53 apy

IRA Savings

1.25%

1.26 apy

Current Loan Rates

New & Used Auto, Motorcycle, Boat & RV - 24 to 60 Months: as low as 5.75% APR*

VISA: 13.90% Classic;9.90% Platinum

RCP Line of Credit: as low as 13.90%

Personal Loan: as low as 9.90%

Secured Loan: 2.50% Above current Savings

Certificate Secured Loan: 2.00% Above Current Certificate's Dividend Rate

Mortgage: Please call 866-414-2282 for current rates

Home Equity	75 % LTV	100% LTV
5 Year Fixed	6.00%	8.00%
7 Year Fixed	6.25%	8.25%
10 Year Fixed	6.50%	8.50%
15 Year Adjustable	Prime + 0%	Prime + 2.00%
No Points! No Fees! Transfer balances from other Credit Unions or Banks to a new Advanced Financial FCU Home Equity Loan.

Rates are subject to change without notice.

An opening deposit of $5.00 is required for all accounts.

Interest rate changes are based upon changes in the "index" which is the prime lending rate as set forth in the Wall Street Journal on the last business day of December and the last business day of June, to which will be added 0 percentage points for 75% financing; and 2.00 percentage points for 100% financing. This Line of Credit has a floor limit of 7.50%. This is an offer available to qualified members whose primary residence is owned and occupied in the state of New Jersey and is subject to change or withdrawal at any time and without prior notice. An actual Home Equity application must be completed prior to consideration of this loan.

* APR - Annual Percentage Rate